Be responsible for your savings and think about where you store your funds. Explore bank offers. Choose the right way to save money! It is wiser to make savings at a bank than to keep large sums of money at home.
Why save money in a bank instead of a savings bank?
Often there are various thefts and it is not safe to keep money in your wallet or drawer. No hiding place in the home or elsewhere is protected from theft, fire or other adversity. Keeping the money in the bank will protect it from theft and accidents.
By depositing in a bank, you can save more money. Many banks offer various term deposits. This type of service guarantees additional interest. Interest rates are not relatively high, but money will keep its value over time and you will shine more.
If you are unable to save money, choose a savings account that can only be withdrawn on request. In the long run you will get more! Saving money in a savings account has a better chance of getting a loan from a bank when needed.
Do not share your bank account number and internet bank access details with others. Many trust strangers, do dubious deals, and are often cheated.
If money is stolen from a bank account, it is possible to track where it left off. In such situations, thieves can be found and punished. In situations where cash is stolen, finding and proving a thief’s fault is much more difficult.
The Social Charter of Banks, the Deposit Guarantee Law of the Republic of Latvia, as well as regional and international instruments and regulations take care of the protection and security of client funds.
Your funds are also monitored by the Financial and Capital Market Commission. It will help in situations where the selected bank initiates insolvency proceedings. In such cases, the State Deposit Guarantee Fund will repay up to USD 100,000!
Internet Banking offers easy transfers. Make important transactions in minutes! Nowadays, this process is very fast, especially when making a single bank transfer. A bank account is sometimes indispensable. Use this service if you cannot pay in person. The transfer can be made 24 hours a day, to any country in the world.
If you do not trust bank offers and want to keep money at home, choose a safe hiding place for your savings!
Use ingenuity. If you have a large library, set up a cash shelter on the bookshelf! Finding money in books will be difficult and will take a long time, which can deter thieves from attempting theft. If you are hiding money in books, note exactly where you place it. Otherwise, you will not be able to find your savings yourself.
There are times when savings are not enough to fulfill your aspirations. Consumer credit of various amounts is a beneficial solution. We offer you to borrow from 100 to 4000 USD.
Consumer loans will come in handy if you want to buy a new fridge, stove or pay for medication, medical treatment, car repair.
Repay the loan within 3 to 60 months. Schedule your payments and choose the most appropriate bill payment date. The loan amount will be divided into equal monthly payments.
You will have to bear the annual interest rate.
It consists of the service charge, the credit administration fee as well as the interest rate amount.
Consumer loans are available without pledge, guarantee or other documents. Before borrowing, read the terms of our contract and consider your eligibility. If yes, you will receive money in your bank account within 15 minutes!